Last Updated: 23 December 2025

These Terms and Conditions (“Terms”) govern your access to and use of the website capitalists.space (the “Website”), owned and operated by Envy Green Ventures, a business owned by Anshith Narayanan (“we,” “us,” or “our”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

You must:

• Be at least 18 years of age
• Be legally competent to enter into a contract under the Indian Contract Act, 1872

Capitalists provides an online platform for:

• Displaying information related to insurance products
• Facilitating applications for insurance policies
• Collecting insurance premiums and payments online

Insurance categories offered may include:

• Health Insurance
• Savings / Investment-linked Insurance
• Motor / Vehicle Insurance

Capitalists may act as an insurance intermediary, agent, distributor, or referral platform as permitted under applicable Indian laws and IRDAI regulations.

Information on this Website is provided for general informational purposes only and does not constitute financial, tax, legal, or insurance advice.
Users are advised to read policy documents carefully before purchase.

• Submission of an application does not guarantee issuance of a policy
• All policies are subject to underwriting and approval by the respective insurer
• Coverage becomes effective only after confirmation from the insurer and receipt of full premium

You agree to provide true, accurate, and complete information during:

• Registration
• Policy application
• Payment and premium submission

Any misrepresentation or non-disclosure may lead to:

• Policy cancellation
• Claim rejection
• Loss of benefits as per insurer terms and IRDAI rules

• The Website accepts online payments for insurance premiums and new insurance policies
• All premiums, charges, and applicable taxes will be clearly displayed before payment
• Payments are processed through secure third-party payment gateways
• Capitalists is not responsible for technical issues, transaction failures, or delays caused by banks or payment service providers

• All payments must be made in Indian Rupees (INR)
• Successful payment confirmation does not guarantee policy issuance, which remains subject to insurer approval

Insurance policies are issued and underwritten by third-party insurance companies. Capitalists is not responsible for:

• Claim approvals or rejections
• Policy servicing after issuance (unless explicitly stated)
• Financial solvency or actions of insurers

All content on capitalists.space, including text, logos, designs, and software, is the intellectual property of Capitalists and is protected under Indian intellectual property laws. Unauthorized use is prohibited.

To the maximum extent permitted under Indian law, Capitalists and its owner shall not be liable for:

• Indirect or consequential losses
• Loss of profits or data
• Errors or omissions originating from third-party insurers or service providers

The Website is provided on an “as is” and “as available” basis without warranties of any kind, express or implied.

Use of the Website is subject to our Privacy Policy, which governs the collection and use of personal data in compliance with applicable Indian data protection laws.

Capitalists operates in accordance with applicable laws of India and relevant IRDAI regulations and maintains required registrations or licenses where applicable.

We reserve the right to suspend or terminate access to the Website without notice if these Terms or applicable laws are violated.

These Terms shall be governed by the laws of India, and courts located in Bangalore, Karnataka shall have exclusive jurisdiction.

Capitalists reserves the right to modify these Terms at any time. Continued use of the Website constitutes acceptance of the updated Terms.

For any queries, complaints, or concerns, contact:

Capitalists
Owner: Anshith Narayanan
Website: capitalists.space
Email: j.jerish@capitalists.space